The novel coronavirus (COVID-19) crisis is changing the world as we know it, causing ripple effects throughout national, state and local economies and forcing businesses to rapidly adapt. Unemployment claims have surpassed the highest in history; over 30 million claims, totaling nearly 20 percent of the U.S. labor force, were filed in the six weeks between mid-March and April 25, 2020 alone. And in one of the most shocking developments, the price of oil dropped below zero for the first time in history.